Terms of use

Draft — review with a lawyer before launch. Last updated 10 November 2026.

1. About XIT

XIT is an online marketplace where members buy and sell courses, memberships, ebooks, digital products, event tickets and services. XIT provides the platform and the XIT Wallet; sellers are responsible for what they sell.

2. Your account

You must give accurate details, including your country, which sets your wallet currency. Keep your password private. You are responsible for activity on your account. One account per person; duplicate accounts may be closed.

3. The XIT Wallet

Balances are held in Naira. Members outside Nigeria see the dollar value at the current XIT rate. You can fund your wallet with XIT token (BNB Smart Chain) and, in Nigeria, by bank deposit. Transfers between members carry a 1% fee. Withdrawals are paid by bank (Nigeria, every Monday) or in XIT token (within 24 hours), subject to the minimums shown in your wallet.

4. XIT token

XIT sent to the burn address cannot be recovered. Funding is credited at the price shown when you request it, for 30 minutes; transfers sent later are credited at the lower of that price and the live price. Send only from your own wallet and send the exact amount shown.

5. Buying

Purchases are paid from your wallet and delivered instantly to your library. Prices include everything; XIT keeps its fee from the seller's share. See the Refund policy for failed deliveries.

6. Referrals

If someone joins with your link, you earn 10% of everything they buy, for life, credited to your wallet. Your sponsor is set when you join and cannot change. Self-referrals and duplicate accounts are not rewarded and may be reversed.

7. Acceptable use

Don't sell or share content you don't have the rights to, illegal content, or anything misleading. Don't copy, redistribute or resell what you buy unless the product's license allows it. We may remove products and suspend accounts that break these rules.

8. Liability

XIT is provided as is. To the extent the law allows, XIT is not liable for indirect losses or for losses caused by blockchain networks, wallets or banks outside our control.

9. Changes

We may update these terms and will tell you about important changes. Contact the XIT team from your Inbox with any questions.